The Ridgetown Adult Centre 


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Please be aware that there are a number of Scams occurring in our area!......

July 27, 2015

New Phone Scam

Royal Bank received this communication about the newest scam.

This is happening in the Midwest right now and moving across the country.

This one is pretty slick, since they provide YOU with all the information, 
except the one piece they want.

Note, the callers do not ask for your card number; they already have it.

This information is worth reading. 
By understanding how the VISA & MasterCard telephone Credit Card Scam works, 
you'll be better prepared to protect yourself. 
One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'MasterCard'.

The scam works like this:

Person calling says - 'This is (name) and I'm calling from the Security and Fraud Department at VISA. 
My Badge number is 12460, your card has been flagged for an unusual purchase pattern, 
and I'm calling to verify. 
This would be on your VISA card which was issued by (name of bank). 
Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?' 
When you say 'No', the caller continues with, 
'Then we will be issuing a credit to your account.

This is a company we have been watching, and the charges range from $297 to $497, 
just under the $500 purchase pattern that flags most cards. 
Before your next statement, the credit will be sent to (gives you your address). Is that correct?' 
You say 'yes'.

The caller continues - 'I will be starting a Fraud Investigation. 
If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) 
and ask for Security. 
You will need to refer to this Control Number. 
The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works -  
The caller then says, 'I need to verify you are in possession of your card'. 
He'll ask you to 'turn your card over and look for some numbers'. 
There are 7 numbers; the first 4 are part of your card number, 
the last 3 are the Security Numbers that verify you are the possessor of the card. 
These are the numbers you sometimes use to make Internet purchases to prove you have the card. 
The caller will ask you to read the last 3 numbers to him. 
After you tell the caller the 3 numbers, he'll say, 
'That is correct, I just needed to verify that the card has not been lost or stolen, 
and that you still have your card.  Do you have any other questions?'

After you say no, the caller then thanks you and states, 'Don't hesitate to call back if you do', and hangs up. 
You actually say very little, and they never ask for or tell you the card number. 
But after we were called on Wednesday, we called back within 20 minutes to ask a question. 
We were glad we did! 
The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. 
We made a real fraud report and closed the VISA account. 
VISA is reissuing us a new number. 
What the Scammer wants is the 3-digit PIN number on the back of the card. Don't give it to them.
Instead, tell them you'll call VISA or Master Card directly for verification of their conversation.

The real VISA told us that they will never ask for anything on the card, 
as they already know the information, since they issued the card!

If you give the Scammer your 3 Digit PIN Number, you think you're receiving a credit. 
However, by the time you get your statement you'll see charges for purchases you didn't make, 
and by then it's almost too late and/or more difficult to actually file a fraud report.


The police said they are taking several of these reports daily! 
They also urged us to tell everybody we know that this scam is happening. 

It appears that this is a very active scam, and evidently quite successful...

Pass this on to all your family and friends.



JULY 9, 2015


It appears a door-to-door sales scam is back in Chatham-Kent.


Some homeowners are reporting sales people are knocking on their doors, claiming furnace and air conditioner inspections are needed to meet changing regulations before pushing costly contracts.

Entegrus Director of Corporate Services Garry Symons says the utility does not send employees door-to-door and recommends homeowners take information from sales people.


“Take the information. If you haven’t set up an appointment with someone and are not aware of or don’t have the information or aren’t comfortable with anyone, don’t allow them into your home,” says Symons. “If you’re interested in any way, shape or form or have questions, take the information down, do your research and then follow it up from there. Never feel pressured.”


Symons adds homeowners have 10 days after signing a contract and 30 days after the first bill to cancel the agreement.

It has been brought to our attention that there is a Revenue Canada Scam being circulated on email again.  


Ignore all of these, Revenue Canada will NEVER EVER contact you by email.
If you get any phone call from a stranger who for ANY reason would like you to send them money - please
do not do it or check with a family member before you send money to anyone. The same goes for emails - do not give anyone your personal information via your email. Please see the link below for some helpful information:


Currently we have had members report the following scams:

1. Someone pretending to be a family member needing money wired to get them out of jail.
Both people said they swore it was their grandchild. Please DO NOT wire anyone any money until you have at least checked with another family member or the authorities.

2. Lawyer's office calling to let you know you've won $3 million. In order to collect the winnings you need to send them $1500 right away. Again DO NOT send any money to anyone. This is not a legitimate organization.


Be on the lookout for:

Visa / Master Card FRAUD

This is a heads up for everyone regarding the latest in Visa fraud. Royal Bank received this communication about the newest scam. This is happening in the Midwest right now and moving across the country.

This one is pretty slick, since they provide YOU with all the information, except the one piece they want.

Note, the callers do not ask for your card number; they already have it.

This information is worth reading. By understanding how the VISA & MasterCard telephone Credit Card Scam works, you'll be better prepared to protect yourself. One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'MasterCard'.

The scam works like this:


Person calling says - 'This is (name) and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460, your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?' When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching, and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address). Is that correct?' You say 'yes'.


The caller continues - 'I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'


Here's the IMPORTANT part on how the scam works -  The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the last 3 are the Security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the last 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?'

After you say no, the caller then thanks you and states, 'Don't hesitate to call back if you do', and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. We were glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. We made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the Scammer wants is the 3-digit PIN number on the back of the card. Don't give it to them.   Instead, tell them you'll call VISA or Master Card directly for verification of their conversation.


The real VISA told us that they will never ask for anything on the card, as they already know the information, since they issued the card! If you give the Scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.


It appears that this is a very active scam, and evidently quite successful...